TERMS/Payment Options:

1. NET 30 ACCOUNTS:
   ARE AVAILABLE IF YOU ARE A PUBLIC SCHOOL, GOVERNMENT AGENCY, OR A CORPORATION IN THE UNITED STATES. DISCOUNTS NOTED ON OUR WEB SITE DO NOT APPLY UNLESS PAYMENT IS MADE AT THE TIME OF THE ORDER. WE ACCEPT VISA, MASTERCARD, DISCOVER, AMERICAN EXPRESS, OR CHECK. THE FULL PRICE WILL BE NOTED ON YOUR INVOICE WITH A DISCOUNT AMOUNT, NOT TO EXCEED 10%, THAT MAY BE TAKEN IF YOUR PAYMENT IS RECEIVED PRIOR TO THE DUE DATE NOTED ON THE INVOICE.

   ALL OTHER APPLICATION'S: More Information
   You may fax your list of vendors to: 1-800-965-0826 - To speed up the process, please include their contact names and fax numbers.

   1. You can process you order on-line by selecting the SEND PO payment option. This will speed up your order delivery by allowing us to insure that inventory is available and ready to ship.

   2. You will need to fax or mail a hard copy of the PO to prior to shipment.

   3. COUPONS & DISCOUNTS NOTED ON OUR WEB SITE: If available, are based on full payment being received at the time of the order or prior to shipping. Your invoice will reflect the full price of the items ordered, and any coupons or discounts will be noted as being available if payment is received within the terms noted on the invoice. For those coupons that require a minimum purchase, sales tax can not be included in calculating minimum purchase. Not valid on prior purchases.

   4. Net 30 Accounts are not eligible for the cash discounts noted on our website.

   5. Interest will be charged on amounts still due after 30 days.

   6. Should an account remain unpaid after 90 days, it will be submitted for collection. Any additional fees that Lowers Industries may be charged during the collection process, including but not limited to Legal Fees, Court Costs, and collection agency costs will be added to the original amount due Lowers Industries.

2. ALL OTHER ORDERS: Full payment due at the time of the order. NO COD'S.

   1. CREDIT CARDS: For sales within the United States and Canada, we accept VISA, MasterCard, Discover and American Express credit cards. All are subject to the terms and conditions noted in the Card Holders and Merchants agreements. The order amount is processed the same day as the order is received.

      • IMPORTANT: DISPUTES FILED WITH CREDIT CARD COMPANIES BECAUSE YOU DID NOT REMEMBER PLACING AN ORDER WITH LOWERS INDUSTRIES ARE EXPENSIVE FOR US AND THE CREDIT CARD COMPANIES TO PROCESS. ALWAYS CONTACT US FIRST. DISPUTES FILLED WHEN NO BILLING ERROR OCCURRED ARE SUBJECT TO A $25 SERVICE CHARGE PLUS 3% OF THE TOTAL AMOUNT CHARGED.
         

   2. PayPal: PayPal payment processing of VISA, MasterCard, Discover, American Express, and eCheck for amounts less than $500 US is available for the following list of approved countries - SEE LIST. With an eCheck Payment, your payment is not posted until the check has cleared and has been noted as being received into our PayPal Account.
      For more information on setting up a PayPal account - CLICK HERE.

   3. Checks: Personal and Business checks are accepted for sales within the United States, but may delay the processing of your order for 5 to 7 business days.

      • RETURNED CHECKS ARE SUBJECT TO A $25 SERVICE CHARGE.

      • ADDITIONAL FEES AND CHARGES MAY ALSO APPLY.

   4. Mail or Fax your credit card number.

   5. ALL SALES OUTSIDE OF UNITED STATES AND CANADA:

      1. PayPal: PayPal payment processing of VISA, MasterCard, Discover, American Express, and eCheck for amounts less than $500 US is available for the following list of approved countries - SEE LIST. With an eCheck Payment, your payment is not posted until the check has cleared and has been noted as being received into our PayPal Account.
         For more information on setting up a PayPal account - CLICK HERE.

      2. Wire Transfer: Our wire transfer information will be sent to you to so you can complete the payment process.

   6. COUPONS & DISCOUNTS: If available, are based on full payment being received at the time of the order or prior to shipping. For those coupons that require a minimum purchase, sales tax and/or shipping can not be included in calculating minimum purchase. Not valid on prior purchases.

   7. Payment options for our "On-Line Catalogs" are noted on each web site.

3. BACKORDERS: Should an item be backordered for more than 5 days, if your credit card was charged, it will be credited for the for the backordered product total and an credit card authorization requested for the same dollar amount will be processed.

4. SHIPPING USING YOUR UPS OR FEDEX SHIPPER NUMBER: If you wish us to use you shipper number you must fax us the authorization to do so, along with the account number to be used, and our order number on you companies letterhead or purchase order. This authorization will only be valid for the the single order being placed. Should the charge to the account number you enter be disputed for any reason and our Shipping Account be charged, you do hereby authorize Lowers Industries to charge you for the shipping at the speed you selected, plus $25.00. If the original payment method was by Credit Card, you do hereby authorize Lowers Industries to charge your Credit Card. If any other payment method was selected, you will be invoiced and you do hereby agree to pay that amount within 10 days. If payment is not received, the full amount may be subject to our collection procedure and collection and/or court fees will be added to the original amount. Our collection procedures also include the reporting to the original freight carrier and credit reporting agencies. 
   Please Note - We make every effort to process all orders within 24 hours. Regardless of the shipping method you have selected, your order can only be shipped if inventory allows, and how quickly your order will be ready to ship does not change based on your selection of shipping method. Some items take 24-48 hours to be available for shipping and backorders are possible. The "Shipping Clock" only starts once your order is available for shipping.

5. CURRENCY: All funds listed are in U.S. dollars.

6. COUPONS: Are valid on full payment is received at the time of the order or prior to shipping, and unless otherwise noted, may not be combined with any other discount or coupon. Only one coupon per customer.

7. GIFT CARDS: When available, are available only when full payment is received at the time of the order or prior to shipping. Should the product purchased be returned for credit, the value of the gift card will be deducted from the credit amount.

RETURN POLICY: - CLICK HERE

PRIVACY POLICY:

1. During check-out at Lowers Industries, your email address will be added to our mailing database unless you check the "check box". You can un-subscribe at any time.

2. NO ONE OUTSIDE LOWERS INDUSTRIES IS GRANTED ACCESS TO  INFORMATION ABOUT YOUR PURCHASES OR YOUR ACCOUNT.

WARRANTY:

1. Warranties, if any, are provided by the Manufacturer of the product. Lowers Industries' only obligation and the customer's only remedy is for Lowers Industries to assist with the documentation of any warranty claim. Should the customer require a replacement, it will be invoiced at the replacements current list price plus freight. Should the Manufacturer certify that the product was defected and issue credit to Lowers Industries, the customer will then have the option to receive a credit, replacement or refund. ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE SPECIFICALLY DISCLAIMED.

LIMITED LIABILITY:

1. LOWERS INDUSTRIES SHALL NOT BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES. LOWERS INDUSTRIES' LIABILITY, IN ALL CIRCUMSTANCES, SHALL NOT EXCEED THE PURCHASE PRICE PAID FOR THE PRODUCT THAT GIVES RISE TO ANY LIABILITY.